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	<title>Florida Short Sales &#187; sell my property short</title>
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	<description>Florida short sale help</description>
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		<title>How do I get started with a short sale?</title>
		<link>http://short-sales-of-florida.com/03/how-do-i-get-started-with-a-short-sale/</link>
		<comments>http://short-sales-of-florida.com/03/how-do-i-get-started-with-a-short-sale/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 15:14:04 +0000</pubDate>
		<dc:creator>Susan Milner</dc:creator>
				<category><![CDATA[Headline]]></category>
		<category><![CDATA[Short sale]]></category>
		<category><![CDATA[Short sale agents]]></category>
		<category><![CDATA[Short sale package]]></category>
		<category><![CDATA[florida short sale]]></category>
		<category><![CDATA[sell my property short]]></category>
		<category><![CDATA[upside down on fl mortgage]]></category>

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		<description><![CDATA[Selling a property as a short sale in Florida.]]></description>
			<content:encoded><![CDATA[<p>If you are considering a short sale on your property in Florida we can help.</p>
<p>To get started we&#8217;ll provide a brief, no obligation consultation. We&#8217;ll go over the process and explain the documents required to facilitate a short sale in Florida.</p>
<p>We have experience with most lenders and can advise you what we&#8217;ll need for your Florida short sale to be considered.</p>
<p>Keep in mind that your lender is NOT required to work with you on a short sale. We&#8217;ll negotiate with them on your behalf to convince them that a short sale on your Florida property is their best option. It can cost the bank between $30-75,000 per property to foreclose. But generally speaking, the bank loses all rights to come after the borrower (you) for a deficiency judgment if they agree to a short sale; so they may want to Foreclose to leave the option open. Lenders have up to 5 years to file for a deficiency judment after a foreclosure. So just because we may not hear about many banks filing does NOT mean that they will not in the future.</p>
<p>Our goal with a Florida short sale is to assist you with obtaining a FULL RELEASE and SATISFACTION with ZERO due from you or second best, a small cash contribution or small promissory note if required. Generally, promissory notes are offered at 0 percent interest with very low payments. These are generally only required when you have substantial assets or a high credit score. This is much more attractive than a possible foreclosure and potential deficiency judgment for the full difference.</p>
<p><strong>What happens first?</strong></p>
<blockquote><p>We&#8217;ll send you out a package detailing our process, a checklist of required documents and instructions. Following that, we&#8217;ll send you a Florida listing agreement with short sale addendum, real property disclosure and any other required addendums to list your property for sale.</p></blockquote>
<p>Then we&#8217;ll get the property listed. Market it accordingly until we receive a valid offer for sale &amp; purchase.</p>
<p>Next, we&#8217;ll submit the entire package to your lender and negotiate with them for a short sale.</p>
<p>That&#8217;s the short of it; we&#8217;re more than happy to go over the details with you in person or via phone consultation.</p>
<p>We service the entire SW Florida market &amp; have associates all over the state of Florida that have experience with negotiating short sales.</p>
<p>Florida Future Realty, Inc. can be reached at 239-542-8521 or via email: <a href="mailto:FloridaFuture@gmail.com">FloridaFuture@gmail.com</a></p>
<p>We look forward to hearing from you &amp; as always make it a GREAT day!</p>
<p>Yours in Success,</p>
<p>Florida Future Realty, Inc.</p>
<p>Short Sale Division</p>
<p>239-542-8521</p>
<p>2816 Del Prado Blvd. S. Unit 2</p>
<p>Cape Coral, FL 33904</p>
<p><a href="http://www.Florida-Future-Realty.com">www.Florida-Future-Realty.com</a></p>
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